Trend - Percentage Change from...

Liquid Accounts

March 22, 2010

 December 21, 2009

April 21, 2009

Interest Checking $2,500

-2.56%

-2.56%

-13.64%

Premium Interest Checking $10K

-2.27%

-4.44%

-15.69%

Regular Savings $1K

-3.13%

-6.06%

-24.39%

Money Market $10K

-3.57%

-10.00%

-33.33%

High Liquid Money Market $25K

-2.94%

-10.81%

-34.00%

High Liquid Money Market $50K

-2.53%

-10.47%

-33.62%

Term Accounts

3 Month CD $25K

-4.08%

-17.54%

-52.04%

6 Month CD $25K

-5.33%

-15.48%

-45.80%

1 Year CD $25K

-3.81%

-12.17%

-38.41%

2 Year CD $25K

-2.65%

-8.13%

-25.00%

5 Year CD $25K

-0.42%

-2.05%

-9.13%

1 Year Jumbo CD

-2.78%

-11.76%

-37.87%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

0.81%

1.46%

4.17%

NSF Fee

0.52%

1.15%

-0.31%

ATM Surcharge Fee

0.50%

1.50%

-0.49%

Stop Payment Fee

0.04%

0.18%

-3.58%

Bill Pay Monthly Fee

-0.15%

-0.59%

71.25%

Direct Auto Loans

New - 3 yr term, $20K

-1.92%

-4.62%

-7.74%

New - 4 yr term, $25K

-1.56%

-4.97%

-7.86%

New - 5 yr term, $30K

-1.53%

-5.17%

-7.73%

Used - 1 yr old, 5 yr term, $30K

-1.47%

-6.05%

-9.08%

Used - 2 yr old, 4 yr term, $20K

-1.58%

-6.35%

-8.60%

Used - 3 yr old, 3 yr term, $20K

-1.37%

-5.39%

-7.94%

Conventional First Mortgage

15 Year Fixed Conforming

1.94%

0.85%

-4.45%

30 Year Fixed Conforming

2.27%

2.82%

2.27%

15 Year Fixed Jumbo

0.36%

-1.42%

-10.24%

30 Year Fixed Jumbo

0.27%

-2.68%

-8.70%

3 Year Adjustable Conforming

1.25%

-1.19%

-15.89%

5 Year Adjustable Conforming

0.92%

-1.46%

-15.28%

7 Year Adjustable Conforming

1.05%

-2.32%

-14.12%